About Us

Our Mission is to support entrepreneurs and careers in financial services.

Here is our story


  • 2008

    REMIC WAS BORN

    REMIC WAS BORN

    The beginning of financial services education for licensing

    Founded in 2008 by Joseph J. White, author of the textbook used by both the REMIC and Seneca College courses for agent licensing, and numerous sales resources, the Real Estate and Mortgage Institute of Canada is the Institute dedicated to the mortgage brokerage industry and the life insurance industry. Mr. White founded the Institute to meet the needs of financial services professionals by focusing solely on the mortgage brokerage industry.

  • 2012

    APPROVED FOR MANDATORY CE

    APPROVED FOR MANDATORY CE

    Approved by FSCO

    REMIC was approved by the Financial Services Commission of Ontario (FSCO) to offer mandatory continuing education for all mortgage agents and brokers in Ontario. REMIC continues to offer this mandatory course for all mortgage brokers and agents in Ontario.

  • 2014

    REMIC LEADS THE INDUSTRY

    REMIC LEADS THE INDUSTRY

    REMIC is leading the mortgage agent course for licensing in Ontario, putting through more than 60% of all those getting mortgage agent licensed in Ontario.

  • 2016

    APPROVED FOR HLLQP

    APPROVED FOR HLLQP

    REMIC now offers the Harmonized Life Licensing Program

    REMIC expanded its educational offerings to include the life insurance agent course, called the HLLQP. In doing so REMIC provides both life insurance agents and mortgage agents the ability to expand their sphere of influence and diversify their income by becoming dual licensed.

  • 2020

    REMIC CREATES COVID-19 RELIEF FUND

    REMIC CREATES COVID-19 RELIEF FUND

    After working closely with regulators and the industry, REMIC started offering an online proctored examination service. In order to ensure all students had access to this service, REMIC covered 100% of the proctoring fee to those that students that were affected by the pandemic.

  • 2020

    TORONTO STAR READERS CHOICE AWARD

    REMIC WINS TORONTO STAR READERS CHOICE AWARD

    Level Gold for Adult Education

    Based on user-submitted votes, REMIC was recognized as a top company in adult education by the Toronto Star Reader's Choice!


Mission Statement

The Real Estate and Mortgage Institute of Canada Inc. (REMIC) provides exceptional, ethics based training approved by FSCO and the appropriate national regulatory bodies to meet the educational requirements for new agent licensing as well as courses designed to enhance the careers of current financial service professionals.

Value Statement

The Real Estate and Mortgage Institute of Canada Inc. (REMIC) will continue to develop and deliver inspired, innovative training built on a foundation of consumer protection and ethics designed to advance our industry and cultivate the skills of our learners.

About the REMIC Mortgage Agent Course

The course designer, Joseph J. White, has taught over 12,000 students wishing to become licensed as a mortgage agent in Ontario over the past 15 years, and is the leader in both online and in class course development, having designed courses for Ontario colleges and mortgage trade associations.

Quite simply, RMAC is designed for your success. Our online course boasts a combination of video tutorials, online forums and quizzes designed to assist you in understanding the material, which is key to your success. Once you’ve completed the online section of the course, you will then qualify to write the exam. Based on FSCO’s required learning objectives, or Mortgage Agent Qualifying Standards (MAQS), RMAC provides you all of the tools you need to complete the course online.

And you have access to your Instructor, a mortgage industry professional, throughout the course.

If you wish to begin a career as a mortgage agent or a career as a mortgage broker, the REMIC Mortgage Agent Course (RMAC) is what you need to begin. The REMIC Mortgage Agent Course meets the FSCO requirements for mortgage agent education as detailed in the Mortgage Agent Qualifying Standards (MAQS) as published by FSCO.

A career as a mortgage agent or a career as a mortgage broker can be both personally and financially rewarding. REMIC, founded by Joseph White, considered by many to be the industry’s foremost educator and author provides the REMIC Ontario Mortgage Agent Course both online and in class. To view details about the REMIC Ontario Mortgage Agent Course online, click here. To view details about the REMIC Mortgage Agent Course in class, click here.
Many who choose a career as a real estate agent or a career in real estate will also choose to take the REMIC Ontario Mortgage Agent Course to either add to their knowledge, or become a licensed mortgage agent or a licensed mortgage broker to offer that additional service to their buyers.

Once the REMIC Mortgage Agent Course has been successfully completed an individual must be hired by a licensed Ontario Mortgage Brokerage. The brokerage will then apply to the Financial Services Commission of Ontario on behalf of the student for his or her mortgage agent license.