Real Estate and Mortgage Institute of Canada Inc.
2175 Sheppard Ave E, Suite 307
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HLLQP A&S Only Online

This course is completed fully online with either electronic or hard copies of the textbooks

e-textbook / $149Register
hard copy textbook / $199Register

Online Options

REMIC offers 2 different types of HLLQP Online courses:

HLLQP A&S Online Course with a hard copy of the textbook

  • REMIC will ship you a hard copy of the textbook within 2 business days
  • Immediate online access including a pdf soft copies of all of the manuals
  • Online access to your instructor
  • Online access includes Video Case Studies, Exam Prep Quizzes, Certification Exams and many more fantastic resources
  • Finish the course from within 1 week or take up to 1 year

HLLQP A&S Online Course with e-textbook

  • Immediate online access including a pdf soft copies of all of the manuals
  • Online access to your instructor
  • Online access includes Video Case Studies, Exam Prep Quizzes, Certification Exams and many more fantastic resources
  • Finish the course from within 1 week or take up to 1 year

The Online course is best suited for those students who are able to work on their own, enjoy or need to be able to work at their own pace and have a minimum level of self-motivation. The HLLQP Online Course offers you the flexibility to complete it in as little as one week or take up to 1 year. This means that it has the flexibility to meet even the most demanding schedules. Designed for ease of use, our HLLQP Online Course combines video case studies, interactive quizzes, a very user-friendly format with the ability to communicate with your dedicated instructor online when you need the help.


Course Overview

HLLQP A&S Online Course Summary:

Course Length: 47 hours (estimated)
Course Delivery: Online
Enrolment Period: One week up to 1 year

HLLQP A&S Online Course Certification Examinations:

  • Exam format: Online
  • Number of exams:  2 (Accident)
  • Question format: Multiple Choice
  • Time Limit:  75 minutes each
  • Number of questions:  Accident & Sickness is 30 questions and Ethics is 20 questions
  • Passing Grade: 60%

Prerequisites for the HLLQP A&S Online Course:

The HLLQP A&S Online Course in Ontario is available to anyone; however it is recommended that you have at least a high school education with equivalent English or French language and math skills.

Prerequisites for licensing:

The Financial Services Commission of Ontario has set out the following additional requirements in order to become licensed after completing the course:In order to obtain a licence as a life insurance agent, an applicant must:

  1. Be sponsored by a licensed insurer throughout the first two years as an agent;
  2. Complete the online Life Insurance Agent application accessible through Licensing Link and pay the required fee;
  3. Hold himself/herself out publicly and carry on business in good faith as a life insurance agent only in the name in which he/she is licensed;
  4. Not be engaged in any other business or occupation that would jeopardize the agent’s integrity, independence or competence;
  5. Be of good character and reputation;
  6. Be a suitable person to receive a licence and meet all the licensing requirements;
  7. Complete a course and pass the examination for the Life Licence Qualification Program (LLQP);
  8. Provide FSCO with an Ontario mailing address; and
  9. Acquire the appropriate Errors and Omissions (E&O)

Topics Covered

Topics Covered in the HLLQP A&S Online Course:

The topics covered in the A&S HLLQP course are based on course manuals approved by the regulator. The 2 core components of the course are Accident & Sickness and Ethics and Professional Practice.

Click on each of the links below for a detailed breakdown of all the topics covered in each of the 2 sections:

Student Testimonials

What real REMIC graduates are saying about REMIC courses

  • “I enjoyed your course. As a former teacher, I found your materials easy to understand and apply to real life situations. I’m sure I’ll be referring to the text a few times in the next few years!” – Jenni, Toronto
  • “After finishing this course i am fully confident that i have learned what i need to implement it to the real world” – Harimohan S
  • “Lots of useful test question and tutorials online. Great for the exam and for doing business. All the information was there and a bit of effort was necessary to learn it” – Leanne E
  • “ Being available by email and getting quick responses helped me to learn the information quickly and filling in any gaps along the way ”- Nathan H
  • “I am a real estate salesperson and it is necessary for us to know the basic aspect and also availability of various sources to recommend to our clients” – Masoumeh S
  • “Near the end of the course and just before the exam all aspects were pulled together in very practical real life examples for more of a true hands-on understanding” – Ken M
  • “There was not one single question left unanswered. I gained a substantial amount of knowledge by taking his course” – Amrit K
  • “Extremely resourceful, made me feel quite at ease. He was instrumental in my success with the course” – Rattan N
  • “REMIC, the teacher and staff obviously care about the student’s and their success. Personally, I’m very impressed with the welcome message every time that I log in to the course area. It’s appreciated! I learned more than I expected and enjoyed coming to class each day” – Sven K
  • “Thank you for making this course so user friendly. The instructor was extremely helpful. I would love to take more courses with REMIC” – Adnan S
  • “It has a wealth of information and I am sure I will have to refer to it when I am in the field” – Maria L
  • “Continue doing as you did for my course, comfortable, knowledgeable setting. Anyone has the opportunity to do well!” – Jason M
  • “The course content is really elaborate. The assignments on the website really helped to prepare for the exam” – Ashish M
  • “I’m going to recommend the course to friends & relatives” – Fernando P
  • “The instructor was invaluable in his guidance” – Mukesh C
  • “This course is practical and ease to use” – Lilie L
  • “Job well done! Very helpful and informative. Was knowledgeable and able to relay info into “real world” scenarios” – Justin J
  • “Amazing!!” – Luis S
  • “I strongly recommend this in class course” – Zahidul I
  • “Technical knowledge is excellent, Course delivery is superb, class management is friendly oriented, leading to a fun learning experience and total absorption. Best instructor ever” – Alfredo A
  • “The course materials are easy to understand and excellent classroom presentations. Great Instructors!” – Ratan S
  • “It is user friendly, time span was adequate and delivery of the course was effective” – Shabana M