THE TEAM
Small Team, Big Firepower!
Management and Support:
Joseph White
President and CEO
Joseph White
Joseph J. White is the founder and President of the Real Estate and Mortgage Institute of Canada (REMIC), and co-founder and President of Conversational Artificial Intelligence Technologies (CaiT).Mr. White has been a staunch supporter of the mortgage industry since 1988. He began his career as a mortgage agent, and in the mortgage lending sector of the industry he has held positions as National Sales Manager and VP of Sales with two national mortgage lenders.
In the industry’s mortgage brokering sector he is a licensed mortgage broker and has been a partner at a successful mortgage brokerage, manager at two national brokerages, principal broker at a commercial brokerage, founder of a mortgage investment corporation, and is owner and principal broker of his own boutique brokerage.
As an educator, Mr. White has personally instructed over fifteen thousand students since 1996, many of whom are now leaders in the industry. During his 14 years at Seneca College he was a professor, program coordinator, subject matter expert and winner of the Excellence Award for exceptional leadership. In addition to having developed several courses for Seneca College, including the first mortgage broker education program in Ontario’s history, he designed the mortgage agent course currently used by REMIC and Ontario’s colleges. Mr. White has written two textbooks used in the mortgage industry and by over 20 Ontario colleges, with over thirty thousand copies in print, as well as several business focused books and e-books.
Mr. White has made significant contributions to the growth of the mortgage industry. When he began his career in teaching, 120 students per year were taking the mortgage agent course. Because of his passion and dedication to helping those who want to make mortgage brokering their career, REMIC has become the largest mortgage educator in Canada, teaching over 6,000 students per year.
As a thought leader, Mr. White is leading the development of AI, through hiCait.com, for use in assisting mortgage brokers to capture market share and expand mortgage brokerage’s influence in the mortgage market.
Cain Daniel
Vice President
| Cain DanielVice PresidentCain Daniel has been involved in the mortgage and education industry for the past 12 years. He is a licensed mortgage agent as well co-founder of a small boutique mortgage brokerage in Ontario. Cain has previously held positions with both a national mortgage brokerage firm and an Ontario Credit Union. His previous roles include training and development for a national financial services company, as well as an instructor while living abroad. |
Holly Deroia
Director of HR
Holly Deroia
Holly brings a wealth of experience to the REMIC team from her more than 20 years of business development in financial services.Her passion and dedication to all those she works with makes her an invaluable asset to REMIC.
J. J. Booth
Director of IT
J.J. Booth
J.J. brings a wealth of technical knowledge to support the REMIC team. J.J. holds a Master’s Degree in Electrical and Computer Engineering, and previously held positions in both the Engineering and Psychology departments at McMaster University. His experiences both in and out of the classroom provide an excellent fit for REMIC.
Nigel Walker
BDM
Nigel Walker
Nigel Walker is a seasoned management and sales professional with over fifteen years experience. As a former business owner, he understands the importance of coaching for success and to provide best-in-class service for business partners and students alike. He holds a strong business acumen which is coupled with his diverse knowledge of customer service and sales.Originally from Australia, Nigel has developed and participated in training for companies around the world. He is capable of getting teams “fired up” to beat their personal best but, he also understands the importance of providing one-to-one support when required.
Tearesse Deonarine
Office Admin & CSR
Tearesse Deonarine
Tearesse Deonarine is our Office Administrator and Customer Care Specialist at our Head Office at 2175 Sheppard Avenue East, suite 307.Tearesse is dedicated to our students and goes above and beyond to provide phenomenal support. We are lucky to have Tearesse as part of our team!
Yasmine P.
Customer Service rep
Yasmine P.
Yasmine has been in the Educational field for just shy of a decade and is instrumental in providing solutions. Yasmine is compassionate and genuinely enjoys helping our students succeed!She has been certified as an ESL instructor and is proficient in French and Farsi. Next, she would like to learn Sign Language and eventually Japanese. Yasmine’s hobbies include exploring the natural world, yoga and reading.
Dua Sayed
Customer Service rep
Dua Sayed
Dua has happily been in the Customer Care field for 10+ years, both in Canada and abroad. She truly enjoys her role in providing practical and efficient solutions in order to ensure the best customer experience possible.She is Multilingual in English, Urdu, Hindi and has a decent grasp of the Arabic language as well. Her hobbies include going on new adventures with her family, reading a good book and she is more than a little obsessed with all things geeky.
Eishe B.
Customer Service rep
Eishe B.
Eishe is dedicated to providing our students with the best experience possible and making sure they succeed! She enjoys helping others and is passionate about social equity work in her community.Eishe graduated with a Bachelors in Geography, where she focused her studies on social justice, specifically issues on institutional intersectionality. In her down time, she enjoys cycling, kayaking and exploring the great outdoors!
Sam W.
Exam Admin Supervisor
Sam W.
As an Exam Proctor, Sam’s role is to assist with exam administration, and her background in customer relations makes her a truly valuable addition to REMIC.
Tara H.
Exam Proctor
Tara H.
Exam Proctor at REMIC.Professors:
Kevin Rallings
Professor
Kevin Rallings
Kevin, one of REMIC’s longest teaching mortgage agent Professors has a vast wealth of knowledge that he loves to impart to his students. Hailing from Australia, Kevin has been brokering for most of his life.His passion for helping his students excel in the course and his ability to provide real life examples makes him appreciated by all of his students.
Stephen Cairns
Professor
Stephen Cairns
Stephen has been in the life insurance business for more than 25 years. Stephen’s personality is one that does not allow himself to sit on the sidelines. He had coached minor hockey in Montreal for years and upon moving to Toronto he continued coaching at a Rep level north of the GTA. With the time he has spent cold calling, finding ways to build his business and countless hours coaching he is very excited to transfer all of his energy to building REMIC Insurance.
Rohan Singh
Professor
Rohan Singh
Rohan Singh has been a financial services executive in the Canadian life insurance and mutual fund industries for over 30 years. He has held several senior management positions with responsibility for insurance and investment product development, marketing, multi-channel distribution management, strategic business unit management, and corporate strategic planning. Prior to his retirement from ING Canada, he held the position of President and Director of ING Wealth Management Inc., a wholly owned subsidiary of ING Canada.Rohan joined the Centre for Financial Services of Seneca College in the spring of 2008 and has been actively involved in raising awareness of Seneca’s Financial Services Practitioner program in the financial services industry. In addition, he teaches courses in marketing, life insurance, investment funds, and retirement planning at Seneca’s Faculty of Business and for other corporate clients.
Rohan holds a B.Sc. and Executive MBA from the University of Toronto. He has completed the Officers, Partners and Directors’ course of the Investment Funds institute of Canada, and holds the FLMI (Fellow of the Life Management Institute) and EPC (Elder Planning Counselor) designations.
Clive Coke
Professor
Clive Coke
Clive is a valued member of REMIC’s teaching staff, bringing a passion and high level of caring that all of his students appreciate.Clive has vast experience in the mortgage industry, from brokering to lending, and loves adding value to all of his students.