Topics Covered in the HLLQP In-Person Course:

The topics covered in the HLLQP course are based on course manuals approved by the regulator. The 4 core components of the course are Life Insurance and Life Insurance Taxation Principles, Segregated Funds, Ethics and Professional Practice and Accident and Sickness.

Click on each of the links below for a detailed breakdown of all the topics covered in each of the 4 sections:

• Life Insurance – table of contents

• Taxation Principles – table of contents

• Segregated Funds – table of contents

• Ethics and Professional Practice – table of contents

• Accident and Sickness – table of contents

HLLQP In-Person Course Certification Examinations:

• Exam format: PROCTORED online, with webcam and microphone required

• Number of exams: 4 (Life Insurance, Segregated Funds, Ethics and professional practice and Accident and Sickness)

• Question format: Multiple Choice

• Time Limit: 75 minutes each

• Number of questions: Life Insurance, Segregated Funds, Accident and Sickness: 30 questions; Ethics and professional practice: 20 questions

• Passing Grade: 60%

Prerequisites for the HLLQP In-Person Course:

The HLLQP In-Person Course in Ontario is available to anyone; however it is recommended that you have at least a high school education with equivalent English or French language and math skills.

Prerequisites for licensing:

The Financial Services Commission of Ontario has set out the following additional requirements in order to become licensed after completing the course: In order to obtain a licence as a life insurance agent, an applicant must:

1. Be sponsored by a licensed insurer throughout the first two years as an agent;

2. Complete the online Life Insurance Agent application accessible through Licensing Link and pay the required fee;

3. Hold himself/herself out publicly and carry on business in good faith as a life insurance agent only in the name in which he/she is licensed;

4. Not be engaged in any other business or occupation that would jeopardize the agent’s integrity, independence or competence;

5. Be of good character and reputation;

6. Be a suitable person to receive a licence and meet all the licensing requirements;

7. Complete a course and pass the examination for the Life Licence Qualification Program (LLQP);

8. Provide FSCO with an Ontario mailing address; and

9. Acquire the appropriate Errors and Omissions (E&O)